"They truly have a vested interest in my financial goals and they take their time going over any questions I may have. "They think outside the box, are always coming up with solutions that I never thought of (or did my other advisors) and they are always there and ready to spend the time with me to explore options."4 I have 100% confidence that my advisors at EP Wealth have my best interests at the forefront of all decisions made."3 "Having gone through a significant life change, I have needed financial guidance on everything from handling my children's college expenses to planning for retiremen
Small, proactive steps make a big difference. But getting your estate plan in place is an act of radical self-care and love for your family that can help you feel calm, confident and in control. In the 2025 Wills and Estate Planning Study, procrastination overwhelmingly topped the list of reasons people haven’t created a will or trust. Most people delay estate planning because they assume it’s expensive or overwhelming. "Quite frankly, everyone should have a power of attorney once they turn 18," Sikorski says. It’s a full tool kit — a combination of documents that work together to protect your wishes and make things easier for your family. Just start at the beginning and follow the steps to create an solid estate plan. Planning ahead for family asset protection with living trusts unexpected events and future healthcare or long-term needs can help ensure your wishes are carried out and your loved ones are protected. This letter should be used to provide instructions for actions that may need to be carried out before your will is read, especially in the event that probate is necessary. Life insurance provides your loved ones with an immediate source of cash that is exempt from federal and state income tax (although it is typically subject to estate taxes
Major Life Changes We analyze your current financial situation, identify opportunities for improvement, and chart a course to help you achieve your dreams, whether it’s buying a home, funding education, or starting a business. Through meticulous financial planning, family asset protection with living trusts our Valencia team creates a roadmap tailored to your aspirations. I would like help with investing and/or financial planningI'm a current clientI'm not a current or prospective client. Planner Search is a financial planning resource for individuals, families, and businesses. Banking Bankruptcy Budget & Debt Management Business Taxes Buying a Home Career Change Charitable & Planned Giving Comprehensive Financial Planning Corporate Finance Cross-border Planning Disaster Recovery Employee Benefits Estate Planning Getting Divorced Getting Married Government & Military Identity Theft Insurance Investment Management Irregular Income Job Loss Life Planning Limited Partnerships Long-term Care Medical & Health Issues Men's Finances Minority Financing Mutual Funds Nontraditional Households Personal Taxes Real Estate Retirement Special Needs Starting a Family Startup Stocks & Bonds Succession Planning Sudden Wealth Tangible Assets Women's Finances Contact Our Valencia Financial Advisors We highly recommend EP Wealth for anyone looking for thoughtful, customized financial guidance."2 "Their professionalism is unwavering, yet family asset protection with living trusts it's always delivered with a human touch that makes you feel like you're talking to trusted friends who also happen to be financial wizards."3 "My husband and I were looking for an investment company where we could develop our financial knowledge and grow a healthy financial portfolio that would take care of our family. I could not be happier with EP and honestly recommend to anyone looking for an investing partner to at least meet w the local team.<2E><>
In most cases, the settlor, trustee, and beneficiary are the same person (at least until that person dies or becomes incompetent). You can control the distribution of your assets after death by creating a will or a trust, including a living trust. If you are trying to decide how to provide for the distribution of your assets or care of your children after you die and you need legal assistance, you should consult an attorne
There are some important exceptions, including a $19,000 annual exclusion per recipient, as well as gifts to charity, tuition payments made directly to a school, and payments for someone's medical care. Estate taxes are levied on the value of your estate—meaning they come out of the estate itself—while inheritance taxes are paid by your beneficiaries. Involving your family in philanthropic efforts can help foster a sense of purpose and continuit
Whether you’re concerned about future healthcare costs or protecting your children’s inheritance, a well-designed plan provides stability in uncertain times. Asset protection planning is the process of family asset protection with living trusts legally structuring your finances to minimize that risk and preserve what matters most. If you have, as they say, "all your eggs in one basket," you’re taking on too much risk. The Uniform Voidable Transactions Act enforces this by scrutinizing asset transfers that hinder or delay creditors from collecting debts. Common Asset Protection Too